Kotak Bank (New)1.62 - App Store

Elevated banking experience awaits!
Welcome to the new Kotak Bank App-designed for simplicity, speed, and smarter finance management. Enjoy a cleaner, sleeker design with instant access to all your essential features.
Everything, Right Where You Need It:
. Your mobile banking, now intuitive and effortless
Manage accounts, deposits, loans, credit cards, and investments-all in one place with in-built navigation and quick actions for transfers, bill payments, and UPI.
. Smarter Investments
Explore top-performing Mutual Funds, Stocks, IPOs, NPS, APY, and switch on ActivMoney for better returns. Track your portfolio health insights instantly.
. Advanced Card Controls
Manage Kotak credit cards, debit cards effortlessly: set limits, generate PINs, lock/unlock, track rewards, and get in-app reminders for timely bill payments.
. Fast Fund Transfers
Pay your way-via UPI, QR, or mobile number. Need it done fast? Use Fast Mode for instant money transfers. For larger amounts, transfer safely via NEFT, IMPS, RTGS, or UPI.
. Loan flexibility
Enjoy complete loan control. Discover personalised pre-approved loans tailored for you, track every detail-check balance, amount, interest, prepay or pause EMIs in just a few taps.
. Unlock Personalised Offers
Avail exclusive offers on credit cards, loans, and investments-designed for you and woven seamlessly into your online banking experience.
. Enhanced Security
Stay protected with multi-layer encryption, biometric login, and in-app OTPs for secure access to Kotak Net Banking and transactions.
. 24x7 Support
Need assistance? Raise disputes and get help instantly-right from the app.
Who Can Use This App?
Kotak Mahindra Bank customers with Savings, Current, NRE/NRO accounts, credit cards, loans, or investments. Not a Kotak customer yet? Open a bank account in minutes with video KYC.
Getting Started
Download the Kotak Bank App, sign up securely with your registered mobile number, and unlock smarter digital banking.
Join 8M+ users who trust Kotak Mahindra Bank for secure, seamless, and personalised banking.
Experience the future of finance-bank, invest, and pay securely with Kotak mobile banking app.
For support, call: 1800 4100
Disclosure: By downloading the Kotak Bank App, you consent to the Terms & Conditions and Privacy Policy of Kotak Mahindra Bank. For details, visit: https://www.kotak.bank.in/en/terms-conditions.html

Version History • Applying for IPOs? Enjoy a smoother ASBA journey.
• Discover expert-curated Mutual Fund baskets.
• Update your Home Branch with ease.
• Business customers : enjoy enhanced transaction reporting.
• Festive shopping on your mind? Unlock exclusive Credit Card spend offers 1.62 4h ago • Applying for IPOs? Enjoy a smoother ASBA journey.
• Discover expert-curated Mutual Fund baskets.
• Update your Home Branch with ease.
• Business customers : enjoy enhanced transaction reporting.
• Festive shopping on your mind? Unlock exclusive Credit Card spend offers 1.61 6d ago * Track external bank transactions in OneView.
* Link Aadhaar to your account in minutes.
* Send Digital Rupee to contacts and payees.
* Business users: manage collections from a revamped home.
* Avail funds with Easy Credit Line based on your eligibility.
* Enjoy a refreshed Credit Card transactions view. 1.60 Sep 24 • Pay Kotak Credit Card bills via UPI in a snap.
• Traveling abroad? Share travel plans for seamless card usage.
• Repay in a flash, straight from your bank transfers.
• Track your White Card rewards & celebrate milestones.
• Same-day settlement for your POS & QR collections
• Mutual Fund investors get callbacks without the wait.
• SMEs, welcome aboard to Investments & Mutual Funds.
• Pre-approved card offers, waiting on your Cards page.
• Help & Support handling accounts & investments like a pro. 1.59 Sep 16 • Add up to 4 nominees and split allocations your way.
• FD users: enjoy a smoother ODFD journey.
• Discover MFs trending among Kotak customers.
• Solitaire, Wealth & Privy investors: link and track external MFs with ease.
• Stay on top of collection-device transaction alerts.
• Need a new POS? Request one in a few clicks.
• Complete your NR Re-KYC within the app.
• Enjoy better insurance tracking and faster support access. 1.58 Aug 17 • Current A/c holders: view all your investments in OneView.
• Track all your mutual fund accounts in one place.
• Credit Card users: Check eligible upgrade offers instantly.
• Need a new Soundbox? Request one in the app.
• Business users: Approve or reject tax payments on-the-go.
• Explore refreshed Collections, Menu, Account Activity & more.
• White Reserve cardholders: Track reward milestones with ease. 1.57 Aug 7 Fresh upgrades, smarter banking!

• Buy Kotak Life Insurance seamlessly within the app.
• UPI payments got a glow-up with a faster, simpler experience.
• Scan & Pay with Digital Rupee directly from your wallet.
• Manage credit card limits, PIN, AutoPay & more in a refreshed controls hub.
• Business users: invest surplus funds in MFs directly from the app.
• Corporate business users: manage investments & MFs in-app.
• Raise service requests for rate reductions, foreclosure statements & more. 1.56 Jul 21 • Meet your all-new Mutual Funds Dashboard – link & track external MFs with your Kotak portfolio
• View external Stocks & ETFs in your Net Worth dashboard
• Merchanting made simpler with a cleaner transaction view
• Find what you need faster with a refreshed Search experience
• New here? Review details & give in-app consent to open a Corporate Salary Account 1.55 Jul 2 • Card controls upgraded: manage limits & toggle transactions in one screen
• View, copy & share details from a unified account center
• New-to-bank? Review details & consent to open savings account easily
• Enjoy smarter menu with a quick action panel
• Open your demat account quicker—no app hopping
• Reload Forex in USD with pre-booked FX deal via Bharat Connect
• Get pre-approved 2- & 4-wheeler loans in a few clicks
• Our iOS security got stronger 1.54 Jun 17 • Faster cheque services: stop cheque, order chequebook & use Positive Pay
• Breaking deposits is now smoother & more intuitive
• Track your overdraft account in the Net Worth dashboard
• Add & activate payees in a snap—quick & hassle-free
• Set up your merchant QR faster 1.53 Jun 3 Big upgrades, smoother banking!
• Add family as add-on credit cardholders in just a few taps, no branch visit needed
• Individual Wealth customers: explore, compare & invest in mutual funds—all in one place
• Renew & manage Group Insurance on the app: less paperwork, more peace of mind
• More bills? Sorted! Now pay NCMC, Prepaid Meter & NPS right on the app
• Business users: enjoy a faster, cleaner QR generation journey 1.52 May 21 Kotak Bank App just got better—with delightful updates!
• Save your card securely on Kotak Unbox for super quick checkouts
• Business users: breeze through CMS transactions with faster approvals
• Submit Form 121 (15G/H) in minutes
• Enjoy a hassle-free, refreshed login & registration experience
• Identify and uninstall suspicious apps with ease 1.51 May 8 Kotak Bank App just got better—with delightful updates!
• Save your card securely on Kotak Unbox for super quick checkouts
• Business users: breeze through CMS transactions with faster approvals
• Submit Form 121 (15G/H) in minutes
• Enjoy a hassle-free, refreshed login & registration experience
• Identify and uninstall suspicious apps with ease 1.50 May 5 • Business users: Short on funds? Access Adhoc Working Capital with ease
•. CMS transactions get safer with OTP verification
•. Loan pages got a glow-up—now smoother & simpler
• Never miss credit card dues with in-app alerts
• Track your net worth with a refreshed one-view experience 1.49 Apr 16 • Business Customers: Renew your existing working capital limits digitally, with faster processing and minimal documentation
• You can now review recent transactions and instantly unblock your temporarily blocked Kotak Credit Card right from the app.
• A refreshed interface that makes it easier to view deposit details and update maturity instructions
• NR customers can now connect to customer support instantly with our new Click‑to‑Call feature. 1.48 Apr 3 Kotak Bank App just levelled up:
• Manage your UPI Mandates with ease: approve, track & modify in a snap.
• Unlock your FD's potential! Set up Overdraft against your FDs, even if they don’t auto‑renew. 
• Sole Proprietors can also setup Overdraft against their FDs on the fly.
• Business users: now enjoy a smoother & smarter Working Capital experience. 1.47 Mar 15 Kotak Bank App just got a major glow-up!

• Enjoy a refined sign‑in with a sleek on‑screen keypad.
• Dive into What’s New and spot standout features instantly.
• Be it loans or credit card EMIs—cancel or foreclose in a snap.
• Private, Solitaire or Privy customer? Jazz up your app theme.
Business users:

• Zip through CMS payment files — review, approve or reject, and make payments on the go.
• Track and manage collections with a snazzy new interface. 1.46 Feb 26 We’ve reimagined banking for you!
A sleek new interface for effortless navigation across Accounts, Deposits, Loans, Wallet & Investments.
Meet Action Centre: a dashboard for all your tasks­­, review & complete in one go.
Unlock the app’s full potential with guided account setup—complete key steps with ease.
Loan customers—raise quick service requests to prepay or pause EMIs.
Empowering Business: withdraw funds from your sanctioned working capital limit anytime. 1.45 Feb 6 • Health-check your Mutual Fund portfolio—spot holdings that are fit or need care
• Link RuPay Credit Card to UPI for smooth transactions
• See all your Mutual Funds, including external ones, in one place
• Enjoy one-view for all your accounts—Kotak & other banks
• Convert credit card bills to EMI and breathe easy
• Merchants—raise service requests for collection devices in a snap
• NRIs: Book NRE & NRO deposits with ease (T&C apply)
• Go paperless with credit card e-statements 1.44 12/27/2025 • Track your working capital summary in a tap!
• One-view brings all your accounts—Kotak & other banks—on one screen.
• Now recharge DTH, mobile prepaid, or pay eChallans with BillPay.
• Credit card-only customer? BillPay is here for you too.
• Receive funds from abroad in UPI-linked accounts.
• NRIs from UAE, Kenya, Singapore & 5 more countries can invest in Mutual Funds in-app. 1.43 11/24/2025 Kotak Mobile App just got a glow-up:
• Download TDS & Consolidated Statements with ease
• Overdraft view upgraded — track & manage finances like a pro
• Merchants: Need another QR? A few clicks & it’s done!
• Merchants: Switch your settlement cycle to Same Day Settlement anytime 1.42 10/31/2025 • Your finances, now in one view! Track all your assets and liabilities in a tap.
• Working capital, simplified. Get a clear in-app summary—no spreadsheets, no stress. 1.41 09/18/2025 • Track & redeem Credit Card milestone rewards in a click
• Need quick cash? Get loan on your credit card—easy & effortless!
• View card-related offers on Wallet
• Ditch the paper trail—register for digital statements
• No calls, no queues. Reactivate your dormant account in a few taps
• Stay protected from digital threats with Cyber Secure Insurance
• Merchants, say Hello to instant QR & collect payments with ease
• Corporate users, enjoy new ‘Tabs’ view & smart search 1.40 09/09/2025 • Track & redeem Credit Card milestone rewards in a click
• Need quick cash? Get loan on your credit card—easy & effortless!
• View card-related offers on Wallet
• Ditch the paper trail—register for digital statements
• No calls, no queues. Reactivate your dormant account in a few taps
• Stay protected from digital threats with Cyber Secure Insurance
• Merchants, say Hello to instant QR & collect payments with ease
• Corporate users, enjoy new ‘Tabs’ view & smart search 1.39 09/01/2025 • We've upgraded our app's core framework for a smoother, faster, and more reliable experience.
• Enhanced support for newer iOS versions and devices.
• Update now to experience the difference! 1.37 08/14/2025